Now in Today’s world after coming e-commerce sites its very easy to buy anything on one click but few times there is a budget problem so they after introduced EMI option to customers but if we talk about EMI then if you go through credit card or any of source they charge few rupee extra.

After than Bajaj introduce “Bajaj Finserv Card” in market and it’s so simple to apply they even didn’t have hidden charges and on one click you can buy anything where No cost emi option is available.

What is Bajaj Finserv Card?

Bajaj Finserv EMI Network Card is a payment instrument with a pre-approved loan amount. It is the smarter way to pay for all your purchases, from electronics and furniture to lifecare services and groceries on easy EMIs.

How to use Bajaj Finserv Card?

Bajaj Finserv EMI Network is a payment system, with instant financing options. It is the way to pay for your favourite electronics, appliances, smartphones, furniture, lifecare services, groceries, clothes, accessories and more. No hidden charges, simply divide the cost of the purchase into easy installments.

You can buy on Bajaj Finserv EMI Store also you have to just visit the EMI Store and select your city after then select the product you want to purchase after then select a EMI option which will suitable then it will be your’s door in 24 hours.

What is the process to Apply?

Eligibility:An individual between 21 and 60 years of age and regular source of income

Documents: By entering your name and mobile in the form and One cancelled cheque with ECS mandate duly signed

Fees & Charges:

Processing fees varies from product to product purchased on the EMI Network.


  • Refrigerator, Air Conditioner, Microwave: Rs. 549 + applicable taxes
  • Washing Machine: Rs. 649 + applicable taxes


  • Smartphones, laptops, tablets: Rs. 749
  • Camera: Rs. 767

Lifecare Treatments
Eye care, Bariatric surgery, Laproscopy, Hair restoration and others: Rs. 767

Home, kitchen & furniture

  • Furniture, home decor, mattress, others: Rs. 767
  • Modular kitchen: Rs. 1017

Sports, Fitness, Travel

  • Sports and fitness equipment: Rs. 767
  • Flight tickets and holiday packages: Rs. 479

Men’s Fashion

  • Transactions up to Rs. 9999 – Convenience Fee of Rs. 49 + GST
  • Transactions of Rs. 10,000 – Convenience Fee of Rs. 99 + GST

Over limit Fee: Rs. 49 + GST (if customer has transacted for more than his card limit)

Women’s Fashion

  • Transactions up to Rs. 9999 – Convenience Fee of Rs. 49 + GST
  • Transactions of Rs. 10,000 – Convenience Fee of Rs. 99 + GST

Published by Ravi Rai

Ravi Rai is the Founder of LifeHackes. He's an expert in PPC and digital marketing. You can follow him by click on above Facebook and Twitter logo.

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